You may be able to get a default judgment set aside. This may be possible if you never received the documents, or were in hospital and didn’t know they’d arrived.
You’ll be expected to prove these facts, and pay a fee.
Cases when the court must set aside a default judgment are when you’ve:
already paid everything you owe (so no judgment is necessary);
submitted a defence on time ;
asked for more time to pay (within the time limit for doing so).
This doesn’t mean the case is over – it just means the court will listen to your side of the argument before deciding.
It’s far better – and cheaper for you – to reply to the forms as soon as you get them. If you have a CCJ and are being threatened with enforcement action, or you have received notice of a CCJ application then you need to get professional advice as soon as possible.
Our specialist advisors can quickly advise you of your options if you have received a CCJ. Simply call the team on 0800 088 2208. Alternatively take the online debt help test and find your best solution.
I Contacted them at 5 pm on a Thursday night,they arranged a meeting Friday morning with all the relevant bodies their because my case was the following Monday .I can't sing their praises high enough they contacted the courts same afternoon. Fantastic response, I avoided bankruptcy on the Monday and was given time to arrange an Iva. I risked losing my home,my mother and fathers home all hope seemed lost until I made that fateful phone call. I can now sleep at night.
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