Call Us Free: 0800 368 8133
Follow Us:

Default Judgment

Big or small, every debt problem can be solved

Default Judgment (CCJ)

This section covers the questions you are most likely to want answered about what a Judgement For Claimant In Default is.

If you've received one, what can you do?

And what happens next!

debt judgement

If you don’t reply to court documents, the county court will issue a default judgment.

With no evidence about what you can afford, it may order you to pay the amount in full.

Default judgments: When they happen

If someone (the claimant) thinks you owe them money, they apply to the court for a judgment. You’ll be sent a claim form, together with other court forms to complete.

You must send these back within 14 days (28 days if you apply for more time).

If you don’t, the claimant can apply to the court for a judgment in default. This means that only the claimant’s side of the story is heard.

The claimant is likely to demand the full amount plus fees and interest is ordered to be paid immediately.

A default judgment is binding – the claimant can take steps to have it enforced.

Take our debt test to find out how we could help >

Setting aside a default judgment

You may be able to get a default judgment set aside. This may be possible if you never received the documents, or were in hospital and didn’t know they’d arrived.

You’ll be expected to prove these facts, and pay a fee.

Cases when the court must set aside a default judgment are when you’ve:

  • already paid everything you owe (so no judgment is necessary);
  • submitted a defence on time ;
  • asked for more time to pay (within the time limit for doing so).

This doesn’t mean the case is over – it just means the court will listen to your side of the argument before deciding.

It’s far better – and cheaper for you – to reply to the forms as soon as you get them. If you have a CCJ and are being threatened with enforcement action, or you have received notice of a CCJ application then you need to get professional advice as soon as possible.

Default judgment vs default notice

A default notice is different to a default judgment.

Our specialist advisors can quickly advise you of your options if you have received a CCJ. Simply call the team on 0800 088 2208. Alternatively take the online debt help test and find your best solution.


no credit on prepayment meter

What to do if your prepayment meter has run out of credit

Read

This guide explains what you should do if your pre-payment meter for gas or electricity runs out of credit....


Lowell Portfolio 1 Ltd

How to deal with a Debt Collection Letter from Lowell Portfolio 1 Ltd

Read

Have you received a letter from Lowell Portfolio 1 Ltd. In this guide we'll show you a common letter they send, the tactics they use and how to deal with...


debt advice

Young Adults Could Face A Lifetime Of Debt

Read

More and more 17-24 year olds are being forced to turn to bank and payday loans as well as borrowing from friends and family. We explore what help is available...

Contact the Money Advice Team:

moneyadviceonline.co.uk 0800 36 88 133

0800 36 88 133

(freephone, including all mobiles)
money advice online

Request A Callback

No time to talk, we'll call you back.
money advice

Have A Question?
Ask an expert now.

Need Need Help? Our team of experts will send you their answer by email within 1 working hour.

Connect With Us

Latest testimonial

Fantastic,they are life savers.

I Contacted them at 5 pm on a Thursday night,they arranged a meeting Friday morning with all the relevant bodies their because my case was the following Monday .I can't sing their praises high enough they contacted the courts same afternoon. Fantastic response, I avoided bankruptcy on the Monday and was given time to arrange an Iva. I risked losing my home,my mother and fathers home all hope seemed lost until I made that fateful phone call. I can now sleep at night.

Darren

Join 100,000s of Money Advice Onliners who read our WEEKLY email. Get our round up of ALL the best money saving tips, best buys, discount vouchers and competitions. Don't miss out!

* indicates required

We hereby promise to be responsible emailers.

Contact Us
  • Address: Digital World Centre, 1 Lowry Plaza, The Quays, Salford, Manchester, M50 3UB
  • Phone: 0800 36 88 133
  • Email: [email protected]
  • Mon - Fri: 8:00 am - 9:00 pm
    Sat - Sun: 10:00 am - 4:00 pm
Say Hello

Moneyadviceonline.co.uk is a trading style of Baker Adams Advisory Limited © 2018 All right reserved.
Registered office: 6 Abberley Hall, Chelford Road, Alderley Edge, SK9 7TJ. Registered in England and Wales. Co Reg No. 11246301

Moneyadviceonline.co.uk is a comparison service that acts as an introducer to companies who offer regulated financial advice (FCA approved). Our website is completely free for you to use but we may receive a commission from some of the companies we feature. Moneyadviceonline.co.uk does not provide any advice and we are not liable for any financial advice provided by, or obtained through a third party. As with any investment, the value of investments can fall as well as rise and maybe worth less than what was paid in. Past performance is not an indicator of future results. Moneyadviceonline.co.uk does not provide any regulated debt activates in relation to debt counselling or adjusting. You can also get free impartial debt advice by following this link to the Money Advice Service.

Bankruptcy Advice, IVA, Business Loan