You have a county court judgment for their debt and have missed payments
The application for a judgment asks you to pay immediately or ‘forthwith’ and you have not asked the court to change this.
If the creditor applies for a charging order you will first receive a letter telling you that the creditor has an interim charging order. This means that you cannot sell your house until the process is finished. You will also be given a date for a final charging order hearing in your local county court.
You must attend the hearing as this is your opportunity to tell the court why you haven’t paid and to give them details of your financial difficulties.
Charging Order help
If you have received a Charging Order or your lender is threatening to apply for a Charging Order you should contact us as soon as possible. We can review your circumstances and help find you a debt solution for you.
Our panel of specialists can quickly advise you on what to do if you have received a charging Order or have been issued with a CCJ. Simply call the team on 0800 088 2208. Alternatively take the online bankruptcy test and find your best solution.
I Contacted them at 5 pm on a Thursday night,they arranged a meeting Friday morning with all the relevant bodies their because my case was the following Monday .I can't sing their praises high enough they contacted the courts same afternoon. Fantastic response, I avoided bankruptcy on the Monday and was given time to arrange an Iva. I risked losing my home,my mother and fathers home all hope seemed lost until I made that fateful phone call. I can now sleep at night.
Join 100,000s of Money Advice Onliners who read our WEEKLY email. Get our round up of ALL the best money saving tips, best buys, discount vouchers and competitions. Don't miss out!
Money Advice Online are a comparison service that acts as an introducer to companies who offer regulated financial advice (FCA approved). Money Advice Online does not provide any advice and we are not liable for any financial advice provided by, or obtained through a third party. As with any investment, the value of investments can fall as well as rise and maybe worth less than what was paid in. Past performance is not an indicator of future results.
Money Advice Online does not provide any regulated debt activates in relation to debt counselling or adjusting. You can also get free impartial debt advice by following this link to the Money Advice Service.