Compare loans for bad credit

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Compare loans for bad credit

Compare the loans that could be available if you have a bad credit rating.


Central Trust Loan

Central Trust Fixed Rate Secured Loan

Loan Type

Secured (Max 60% LTV)

Amount Available

£10000 - £70000

Interest Rate

10.8%

Loan Term

3 years to 25 years

Notes: Homeowners only as this loan will be secured against your property


118 118 Money Personal Loan

118 118 Money Personal Loan

Loan Type

Unsecured

Amount Available

£1000 - £5000

Interest Rate

99.9%

Loan Term

1 years to 2 years

Notes: A true unsecured loan for people with bad credit history. No guarantors needed here


Central Trust Micro Loan

Central Trust Micro Secured Loan

Loan Type

Secured (Max 60% LTV)

Amount Available

£3000 - £9999

Interest Rate

11.2%

Loan Term

3 years to 25 years

Notes: Homeowners only as this loan will be secured against your property


Norton Finance Fast Track Loan

Norton Finance Fast Track Secured Loan

Loan Type

Secured (Max 55% LTV)

Amount Available

£10000 - £30000

Interest Rate

12.2%

Loan Term

1 year to 20 years

Notes: Homeowners only as this loan will be secured against your property


Blemain Finance Heavy Adverse Secured Loan

Blemain Finance Heavy Adverse Secured Loan

Loan Type

Secured (Max 60% LTV)

Amount Available

£3000 - £30000

Interest Rate

13.29%

Loan Term

3 years to 30 years

Notes: Homeowners only as this loan will be secured against your property


1st Stop Homeowner Plus Loan

1st Stop Homeowner Plus Loan

Loan Type

Unsecured

Amount Available

£1000 - £15000

Interest Rate

18.2%

Loan Term

3 years to 30 years

Notes: This is an unsecured loan, but you must be a homeowner to apply as it is designed for homeowners who would prefer not to secure a loan against their property.

Representative Example: Representative Example: The Representative APR is 18.2% APR (variable) so if you borrow £5,000 over 5 years at a flat rate of 13% p.a (variable) plus an arrangement fee of £375 you will repay £137.84 per month and £8645.40 in total. The fee is included in your monthly repayments.


Evolution Money Near Prime Secured Loan

Evolution Money Near Prime Secured Loan

Loan Type

Secured (Max 110% LTV)

Amount Available

£5000 - £10000

Interest Rate

23.1%

Loan Term

3 years to 10 years

Notes: Homeowners only as this loan will be secured against your property


1st Stop Personal Loan

1st Stop Personal Loan

Loan Type

Unsecured

Amount Available

£1000 - £15000

Interest Rate

39.9% APR

Loan Term

2 years to 6 years

Notes: Instant decision and available to non-homeowners

Representative Example: The Representative APR is 39.9% APR (variable) so if you borrow £5,000 over 5 years at a flat rate of 20.4% (variable) plus an arrangement fee of £375 you will repay £174.59 per month and £10,475.40 in total. The fee is included in your monthly repayments.


MoneyWay Personal Loan

MoneyWay Personal Loan

Loan Type

Unsecured

Amount Available

£1000 - £15000

Interest Rate

24.9% APR

Loan Term

1 years to 5 years

Notes: Instant decision and available to non-homeowners

Representative Example: The Representative APR is 24.9% APR (fixed) so if you borrow £5,000 over 4 years at a rate of 22.46% p.a (fixed) you will repay £158.73 per month & £7,619.04 in total.


Our team of experts have chosen those loans available for people with bad credit ratings they believe to be Best Buys. All rates subject to change without notice. Please check all rates and terms before investing or borrowing. Last updated 21/08/2015.

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to.

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