Big or small, every debt problem can be solved
This section explains what you should do if your pre-payment meter for gas or electricity runs out of credit.
If you have a prepayment meter, you pay for your gas or electricity before you use it.
While this can be a useful way to budget for energy use, you may find that it runs out of credit. This may be because:
If you can’t afford to top up your prepayment meter, contact your gas or electricity supplier immediately to make them aware of the situation.
If you owe a debt, they may be able to reduce the repayment level or offer you a lower priced tariff.
Ask whether the energy company you use offer any schemes to help customers facing financial hardship, as you may be eligible for these.
If you’ve forgotten to top up your meter, go to your nearest charging point to top up your key or card. Most suppliers provide some emergency credit, which means you can carry on using energy for a short time after your top up runs out.
If you use this emergency credit, you will need to pay for it in your next top up. For example, if you use £5 of emergency credit then top up your card with £10, the meter will take the first £5 to repay the emergency credit. This will leave you only £5 on your meter.
You should also check if you qualify for the Government's free boiler grant to help reduce your future bills, the grant which enables old, in-efficient heating boilers to be replaced completely free of charge. Read more...
Our specialists can quickly advise you on what to do if you are struggling with your energy bills. Simply call the team FREE on 0800 36 88 133. Alternatively take the online debt test and find your best solution.
More and more 17-24 year olds are being forced to turn to bank and payday loans as well as borrowing from friends and family....
Under the Governments ECO Scheme, qualifying home owners and private tenants could have their old in-efficient boilers replaced completely free of charge....
Have you received a letter threatening an attachment of earnings. In this guide we explore what an attachment of earning order is, how they work and how to defend...
Join 100,000s of Money Advice Onliners who read our WEEKLY email. Get our round up of ALL the best money saving tips, best buys, discount vouchers and competitions. Don't miss out!
We hereby promise to be responsible emailers.
Money Advice Online and MoneyAdviceOnline.co.uk are tradings name of ATN Group Limited © 2020 All right reserved.
Registered office: Kemp House, 160 City Road, London, United Kingdom, EC1V 2NX. Registered in England and Wales. Co Reg No. 11846763
MoneyAdviceOnline.co.uk is a comparison service that acts as an introducer to companies who offer regulated financial advice (FCA approved). Our website is completely free for you to use but we may receive a commission from some of the companies we feature. Moneyadviceonline.co.uk does not provide any advice and we are not liable for any financial advice provided by, or obtained through a third party. As with any investment, the value of investments can fall as well as rise and maybe worth less than what was paid in. Past performance is not an indicator of future results. MoneyAdviceOnline.co.uk does not provide any regulated debt activates in relation to debt counselling or adjusting. You can also get free impartial debt advice by following this link to the Money Advice Service.