Debts that can go into a DRO are called qualifying debts. These qualifying debts must not be more than £30,000 in value if you live in England or Wales, or £20,000 if you live in Northern Ireland. They include:
Credit cards, overdrafts and loans
Rent arrears, phone and utility bills, council tax and income tax
Benefits overpayments (fraudulent claims can not be included)
Hire purchase or conditional sale agreements
Buy now pay later agreements
If you obtained any of these debts by fraud, you will still have to pay them when the DRO has ended.
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