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County Court Judgement Enforcement (CCJ's)

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County Court Enforcement

This section covers the questions you are most likely to want answered about what will happen after you have received a CCJ.

The county court deals with civil matters, such as debt repayments and enforcing court judgments.

county court enforcement

It’s judgments are called county court judgments (CCJs).

A CCJ is a judgment that a county court issues when someone has failed to pay money that they owe. CCJs are a simple way for creditors to claim the money they're entitled to.

Take our debt test to find out how we could help >

County Court cases

Most cases leading to a CCJ are between people or companies that believe the other side owes them money.

Claims are generally straightforward, and you won’t usually need a solicitor.

It costs the claimant to go to the county court, and these fees will be added to what you owe if a CCJ is made against you.

The County Court Judgement process

The process is fairly simple:

  • Receive notification As a defendant, you’ll get sent a form explaining what it’s claimed you owe.
  • Fill out forms You fill out the appropriate court form, depending on whether you want to dispute or admit the claim.
  • Informal hearing (sometimes) In they event of a dispute, you’ll usually be asked to attend an informal hearing before a judge or district judge. This is heard in private.
  • Judgment After the hearing, you’re sent an order or judgment. This CCJ sets out the judge’s decision, and is recorded on the Register of judgments, orders and fines (unless you pay it within one month). Once Judgement has been made the claimant can start enforcement action such as the use of Bailiffs

Help with CCJ's

If you have a CCJ and are being threatened with enforcement action, or you have received notice of a CCJ application then you need to get professional advice as soon as possible.

Our panel of specialists can quickly advise you of your options if you are being threatened with enforcement action. Simply call the team on 0800 36 88 133. Alternatively take the online debt help test and find your best solution.


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