Most cases leading to a CCJ are between people or companies that believe the other side owes them money.
Claims are generally straightforward, and you won’t usually need a solicitor.
It costs the claimant to go to the county court, and these fees will be added to what you owe if a CCJ is made against you.
The County Court Judgement process
The process is fairly simple:
Receive notification As a defendant, you’ll get sent a form explaining what it’s claimed you owe.
Fill out forms You fill out the appropriate court form, depending on whether you want to dispute or admit the claim.
Informal hearing (sometimes) In they event of a dispute, you’ll usually be asked to attend an informal hearing before a judge or district judge. This is heard in private.
Judgment After the hearing, you’re sent an order or judgment. This CCJ sets out the judge’s decision, and is recorded on the Register of judgments, orders and fines (unless you pay it within one month). Once Judgement has been made the claimant can start enforcement action such as the use of Bailiffs
Help with CCJ's
If you have a CCJ and are being threatened with enforcement action, or you have received notice of a CCJ application then you need to get professional advice as soon as possible.
Our panel of specialists can quickly advise you of your options if you are being threatened with enforcement action. Simply call the team on 0800 36 88 133. Alternatively take the online debt help test and find your best solution.
I Contacted them at 5 pm on a Thursday night,they arranged a meeting Friday morning with all the relevant bodies their because my case was the following Monday .I can't sing their praises high enough they contacted the courts same afternoon. Fantastic response, I avoided bankruptcy on the Monday and was given time to arrange an Iva. I risked losing my home,my mother and fathers home all hope seemed lost until I made that fateful phone call. I can now sleep at night.
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