Call Us Free: 0800 36 88 133
Follow Us:

State Pension top up

Helping you plan for your retirement

State Pension top up - what you need to know.

From 12 October 2015 you can increase your State Pension and get a guaranteed extra income for life with the new State Pension top up.

pension advice

Increasing your State Pension

You can increase your State Pension by £1 to £25 per week if you're either:

  • a man born before 06 April 1951 or
  • a woman born before 06 April 1953

Are you eligible?

You must be eligible to claim the basic State Pension or Additional State Pension before 06 April 2016 to be elible to top up your State Pension.

How it works

You will need to make a lump sum payment between 12 October 2015 and 05 April 2017

You can choose to top up your State Pension by between £1 and £25 per week. The amount you'll need to contribute depends on:

  • how much extra pension you want to get each week
  • how old you are when you make the contribution

You should however check whether you can make Class 2 and Class 3 voluntary National Insurance contributions before you do a State Pension top up, as is could be more cost effective. Check if you can make voluntary National Insurance contributions here

Find out more

You can use the State Pension calculator to find out how much you'll need to pay to top up your pension

You'll be able to apply online or by phone when the top up scheme opens on 12 October 2015

You can email [email protected] now to register you interest and get updates as the scheme progresses.

Our pension specialists can quickly advise you best options available to plan for your retirement and will perform a Pension Performance Analysis for you completely free of charge. Simply call the team FREE on 0800 36 88 133. Alternatively complete the Contact Form to speak with a Local Pension Advisor.

no credit on prepayment meter

What to do if your prepayment meter has run out of credit

  • by Admin

This guide explains what you should do if your pre-payment meter for gas or electricity runs out of credit....


phillips cohen associates

How to deal with a Debt Collection Letter from Phillips & Cohen Associates

  • by Admin

Have you received a letter from Phillips & Cohen Associates. In this guide we'll show you a common letter they send, the tactics they use and how to deal with...


attachment of earnings

A Guide To An Attachment of Earnings Order

  • by Admin

Have you received a letter threatening an attachment of earnings. In this guide we explore what an attachment of earnings order is, how they work and how to defend...


Call the Pension Help Team:

pension advice helpline 08003688133

0800 36 88 133

(freephone, including all mobiles)

Connect With Us

advice online reviews

Partner Centre

Latest Tweets

Latest testimonial

Fantastic service

I needed help with my pension. Money Advice Online arranged for an IFA to come to my house free of charge and talk me through everything. I can't recommend them enough.


Join 100,000s of Money Advice Onliners who read our WEEKLY email. Get our round up of ALL the best money saving tips, best buys, discount vouchers and competitions. Don't miss out!

* indicates required

We hereby promise to be responsible emailers.

Contact Us
  • Address: Digital World Centre, 1 Lowry Plaza, The Quays, Salford, Manchester, M50 3UB
  • Phone: 0800 36 88 133
  • Email: [email protected]
  • Monday - Friday: 8:00 am - 9:00 pm
    Saturday - Sunday: 10:00 am - 4:00 pm Bank Holidays: 10:00 am - 4:00 pm

Money Advice Online and are tradings name of ATN Group Limited © 2020 All right reserved.
Registered office: Kemp House, 160 City Road, London, United Kingdom, EC1V 2NX. Registered in England and Wales. Co Reg No. 11846763 is a comparison service that acts as an introducer to companies who offer regulated financial advice (FCA approved). Our website is completely free for you to use but we may receive a commission from some of the companies we feature. does not provide any advice and we are not liable for any financial advice provided by, or obtained through a third party. As with any investment, the value of investments can fall as well as rise and maybe worth less than what was paid in. Past performance is not an indicator of future results. does not provide any regulated debt activates in relation to debt counselling or adjusting. You can also get free impartial debt advice by following this link to the Money Advice Service.

Bankruptcy Advice, IVA